MONEY

If you've got money it's easy enough to live anywhere. My uncle's been living in Spain for decades, long before freedom of movement. It's working in foreign countries legally that is the hard bit, but as you don't want to do that, no problemo.

400k won't get you much in Cornwall now never mind in ten years.

Maybe post-Brexit, I will be bold enough to just wing it. Exchange rates and healthcare were always the biggest concerns, as well as getting turfed out at some point if I wasn’t resident.

BUPA wanted £13k a year EACH at age 45 for basic insurance, so the only option was to accept your savings might be badly dented if anything happened. I wasn’t comfortable with that feeling.

I really wish I had just stayed put, but I guess fear and uncertainty got the better of me. I’d need a significant shift in Sterling values to go back. I’d lose so much buying again now at current rates. Prices have risen there too. I actually do think Sterling will rise significantly once all the Sh#t and scare mongering is out of the way. Lots of people will get very rich on the foreign exchange too. I’m pinning my hopes on a currency shift. €1:25 would be my tipping point.

I’lll have made a bit more money being back here, plus I will make a bit on the place I bought. And I’ve run down the clock a bit closer to retirement, so it’s all likely to change. I just need another window of opportunity and the courage to accept the risks. They are well worth it tbh.

Once Brexit is done and dusted I reckon pound will go up 10-15% against the Euro. Might be worth a punt but what I know about currency trading I could write on the back of a stamp.

That's pretty much the same as it always is at any election!


The way I see it at least with the tories you know how they are going to F#ck you and can make allowances. Labour F#ck you in all sorts of weird and wonderful ways you didn't see coming. A lot of the time Labour didn't see them coming either.


I'm with C S Lewis on this

“Of all tyrannies, a tyranny sincerely exercised for the good of its victims may be the most oppressive. It would be better to live under robber barons than under omnipotent moral busybodies. The robber baron's cruelty may sometimes sleep, his cupidity may at some point be satiated; but those who torment us for our own good will torment us without end for they do so with the approval of their own conscience.”

I think there is some chance of Brussels blinking. I think they know that they can't afford to take the hit. They might just take it anyway though. Of course at the moment they are thinking the same thing as us. But Boris has staked his political career on it, no-one in Europe has done that. At least not yet. And I bet they don't. Merkel's been hedging already.


This is the strategy we should have followed right from the off two years ago. Theresa May didn't have a fucking clue.

Maybe we should just ask Trump to be “incorporated”. 51st State has a ring to it.

The hit of no longer having a trade agreement with one of the largest economies in the world. UK is 2nd largest market for German cars after the USA for example. Prices will go way up for all the stuff they sell us. As a consequence we'll buy a lot less of it. 

Not until Trump asks him to, anyway.

you know the best thing being 100% debt free and espesially mortgage free is it makes going to work way easier. knowing you aint slaving away for the bank makes getting up way easier.
we were paying 1500 quid a month mortgage up until 17th july 2017.
so basically i was crawling about on my knees for 3 weeks a month for the bank.
now i crawl about on me knees for our savings pot

clear ya mortgages mofo's it makes ya working life more enjoyable.

I am not 100% debt free as I have two mortgages. Perfectly manageable and really low interest rates. One of my three properties is mortgage free though.

Answer in French please

In France, mortgage interest rates are fixed for the life of the mortgage.

The rate can change, but it is low.
I renegotiated my mortgage when the rate when down.