MONEY

Lad's
what's ya yearly incomes including your wives.
i'm a nosey bastard you see

Less than half your’s Rudi.

You both work your socks off for that and it’s something to be proud of.

I really hope you get that Camaro because it’s a win-win:

-You save to get it, so no wastage on trinkets.
-You get a dream car to enjoy.
-You cash it in when you feel like it and your savings towards the villa take a massive hike.

The route most folk will take is:

-Spend half their income on trinkets and stuff to try and compensate for time lost working.
-Then there’s the mortgage or worse...dead money renting.
- Another large chunk on car finance.... largely just to travel to and from the job they hate.
- No savings, loads of interest and a devaluing car that’s worth nowt by the time the finance package ends.

Rinse and repeat all the way to retirement on subsistence income...if you last that long.

It’s tragic to see hard working folk sacrifice so much and have little to show. That’s why I like it when I see people playing the game and winning,

Edit: And also why I hate it when people think it’s ok to never work and breed large families in order to generate a benefit income and lifestyle.

yeah spot on.
NEVER EVER EVER RENT anything.. if i need a special tool for something i'll buy it..me personaly have never rented a single thing in my life..renting a house or flat lol..what kinda fool does that ffs.
LIVE WITHIN your means. pay off all debts before you retire.
DO NO BUY an expensive car on hire purchase ffs..

oh yeah never ever.
if i ever had to take a loan it would never be secured on this gaff.
90 percent of swedes have seen their houses value double over the last 10 years..so what have they done...yep doubled their mortgages to buy cack..some even buy places in spain by using their houses as security.
utter fucking madness.
these mugs here think rates are gonna stay at 1.8 percent forever..how fucking stupid can u be thinking that

ofc renting is ok for a short term..but paying someone elses mortgage is plain retarded.
so is buying a car costing more than about 10k on hire purchase..if you cant afford that new pos merc cash then dont fekin buy it

When I retired 12yrs ago:-
Me £40k+
Wife £20k+

It was the crash of 2008 that hit me hard since I retired mid 2007, sold up to move abroad, and invested in the stock market.

I seriously doubt that will happen in our lifetimes. We might see 5 percent base rate. Maybe. I know you don't like the idea but I suspect all the mofos with interest only mortgages and everything bought on tick will get away with it.

As Keynes himself said when asked what happens in the long term - 'In the long term, we're all dead.'

I'm thinking that the dire predictions being made about the outcome of 'hard Brexit' are ludicrous and possibly criminally irresponsible.

yep maybe huge problems for all of europe.
no problems for moi as i'm now a swede even though i dont even know who is prime minister or speak a word of swedish they let me become swedish   

Agree about the French but I can't see them holding up their own exports to rot on the quays and they won't be delayed when they get to this side of the Channel.

You think they will hold up the French produce?
They will probably delay I ports as well, causing motorways to become car parks.

I see that Peugeot have also stated they will close their U.K. factories in the event of a hard Brexit.
More people worse off if they do, and the rich like BoJo getting richer.

I hope I am wrong, but I fail to see what good will come from a no deal Brexit.

If the property is well managed, you don’t have any worries. Sure, the return on investment is slightly less, but I did not buy the apartment to make money on it.
I reckon that by the time my daughter is old enough to buy a o,ace, it will be like the U.K., and she could end up being priced out of the market.

No they will wave their stuff coming to us through , it's stuff going from us to them they will dick about with.