RETIREMENT

For me, life has never been about money, happy if I can get most of what I want. I would rather live a more simple life than having to work, easier for me I know, no dependants. Would you not be able to retire earlier Rudi if you downsized, forgot about the Camaro, stopped buying computers,tv's and other luxury goods that you already have. I know you want a place in Spain, how long will you come back to Sweden for, if for only 2 months think about renting something fully furnished.

I don't know of anyone who says 'I wish I'd worked a few more years'. Most people wish they'd retired sooner.

There was one bloke I used to work with who complained all the time about his job; he was, according to him, underpaid, over-worked and undervalued. He took early retirement, then, to everyone's surprise, he bobbed up again a few months later, working part-time. Presumably he just got bored, or maybe he needed the money. However, he instantly started whingeing again about how crap work was, blah, blah, blah, so I used to avoid talking to him whenever possible.

cant live off the wife mate..still got to eat clothe meself and help me 2 lads..me youngest maybe want to go to uni..need to help them.
retirement can wait till i'm 65..clean living mofo so hopefully will get there.
how old are you ant?

I've got another 17 years (in theory). And I don't have much money to play with now let alone when I finish work.

See in the old days you could just do a big wages snatch or something and bob's your uncle. You're on a beach earning interest before your 35. Those option have become severely restricted now.

My brother made his money in 'the old days'. And in the old way!! 

Any business he's done in the last forty years has been for fun.

I've never been bored enough to play golf.

Do you spend all you earn, then? Is there no possibility of saving so much per month to build up a nest egg before you retire?

I often wonder how come I'm not starving and begging in the street. My father worked in factories most of his life, never had any sort of occupational pension, and wouldn't let my mother work, but apart from booze and fags they spent very little (and they even gave up the fags once the government started taxing them to buggery). I've been spending money on daughters, holidays, houses, hifi, CDs, wine, you name it, for as long as I can remember, and still seem to be comfortably off, though for several years when Mrs H wasn't working, we were living on credit, robbing Peter to pay Paul, etc etc. If we could summon up the energy, we could sell our house, move somewhere smaller and cheaper, and have shedloads of money. I'd like to say it's all down to hard graft, but that would be a lie.

I found cycling to and from work quite enjoyable. I did it for years. It was only five miles each way, packed it in when I was 58 for no good reason. 

Fuk walking or pedaling, you want one of these 180mpg.

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10 years in July. Ill be done.

I promised myself i will never ever drink another drop again. I will stick by that..

Sed id never go back to Vinyl. Stood by that. If you have ner interest in something any more its easy